Please read this article. Do we really need to increase the amount required by first time homeowners?? Won't this hurt the real estate market?? First time homeowners are not investors and now they have to jump through so many hoops just to qualify.? This is a reactive law.? Oh for common sense in politics.
Source: http://marylovethegreen.blogspot.com/2011/06/daily-real-estate-news.html
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